Privacy Policy

Mpesarates.com has created this privacy statement to show our continuing commitment to the privacy of your personal information when visiting and interacting with our website. We hold the privacy of your personal information in very high regard. The following discloses our information gathering and dissemination practices for Mpesarates.com. We recognise the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This privacy policy will be continuously assessed against new technologies, business practices and our customers’ needs.

What Information Do We Collect?

When you visit Mpesarates.com you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and website use information collected on an aggregate basis as you and others browse our website.

  1. Personal Information You Choose to Provide

Email Information – If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by post and telephone.

  1. Web Site Use Information

Similar to other commercial websites, our website utilises a standard technology called “cookies” (see explanation below, “What Are Cookies?”) and web server log files to collect information about how our website is used. Information gathered through cookies and web server logs may include the date and time of visits, the pages viewed, time spent at our website, and the websites visited just before and just after our website.

How We Use the Information That You Provide Us?

Generally, we use personal information to managing our professional activities, providing the products and services you requested, to process your payment, to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customise Mpesarates.com’s content, design, services and for other legal purposes. These uses improve Mpesarates.com and better shape it to meet your desires. Personally identifiable information or business information will not be shared with parties except as obligatory by law. We may also use the information we collect to notify you about important changes on Mpesarates.com, new services, and special offers we think you may value. You always have an option to inform us at any time if you do not wish to receive these offers by emailing us at the link provided on the newsletter.

What Are Cookies?

A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a website, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you prefer not to receive cookies, you may change the settings of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of Mpesarates.com will not function as effectively as it should. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.

How Do We Use Information We Collect from Cookies?

When you visit and browse Mpesarates.com, it uses cookies to distinguish you from other users. Sometimes, we also use cookies to prevent you from having to log in more than it’s necessary for security. Cookies, in conjunction with our Web server’s log files, allow us to calculate the collective number of people visiting Mpesarates.com and which parts of the site are most popular. This helps us gather feedback to constantly improve on Mpesarates.com and better the services to you. Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.

IP Addresses

IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.

Sharing and Selling Information

We promise never to share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.

How to Access and Correct Your Information?

You may request access to all your personally identifiable information that we collect online and maintain in our database by using the Contact Us Form.

Legally Compelled Disclosure of Information

We may disclose information when legally obligated to do so, this means, when we, in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Use or to protect the safety of our users and the Public.

Web Sites Linked to MpesaRates.com

We are not liable for the practices engaged by websites linked to or from Mpesarates.com or the information or content contained therein. Often links to other websites are provided solely as pointers to information on topics that may be useful to the users of Mpesarates.com. Please remember that when you use a link to go from Mpesarates.com to another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other web site, including web sites, which have a link on Mpesarates.com, is subject to that website’s own rules and policies. Please read over those rules and policies before proceeding.

Your Permission

By using Mpesarates.com you agree to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.

Our Promise To Data Security:

Please Note: Your information will be stored and processed on our computers in US. The laws on holding personal data in US may be less strict than the laws of your country of residence. To prevent unauthorised access, maintain data accuracy, and ensure the correct use of information, we have in place proper physical, electronic, and managerial procedures to protect and secure the information we collect on Mpesarates.com.

Opt-In/Opt-Out

Mpesarates.com allows you to unsubscribe so as not to receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically viable.

Surveys & Contests

Every now and then Mpesarates.com requests information from users via surveys or contests. Involvement in these surveys or contests is completely voluntary and you have a choice whether or not to disclose this information. Information requested may include contact information (such as name and address), and demographic information (such as postal code, age). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of Mpearates.com.

Changes in Ownership

In the event that Mpesarates.com (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.

Policy Modifications

We may change this Privacy Policy from time to time. If and when changes are made to this Privacy Policy, we will email users who have given us permission to do so. We will post any changes here, so be sure to check occasionally. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.

Last updated December 2015.